Selecting an independent Registered Investment Adviser (RIA,) like Parker Financial, LLC is a significant decision. And "choosing the right brokerage firm to custody your assets is equally important."Schwab Client Learning Center is designed to help you use tools and understand how Schwab and Parker Financial, LLC, an indedpendent advisor, work together to serve you. Download the brochure: A Winning Relationship: You, Your Advisor and Schwab Advisor Services (tm). Charles Schwab is not owned, affiliated with, or supervised by Parker Financial, LLC.
Schwab Techonology and Service Support
Dedicated support teams
Long-term financial health
Strict privacy and security standards
She will use portfolio construction principles for socially, responsible, impact (SRI) investing and the Modern Portfolio Theory (MPT) framework for asset allocation and efficient diversification to optimize expected return based on a given level of market risk.
Sustainable Investment Principles
Develop a sustainable goals-based financial plan,
Structure for optimal tax efficiency,
Own equity and debt securities traded in the capital market, including low-cost sustainably-focused exchange traded funds (ETFs) and green bonds,
Identify securities for a portfolio based upon best-in-class (postive), exclusionary (negative), and ESG integration screenings and/or thematic investing, and
implement, monitor, rebalance and adjust the sustainable plan as needed.
Investment and Retirement Accounts
Investment Advisory Eligible Accounts
Investment account - individual, custodial, trust, or business,
Self-employed 401(k) plan, sometimes refered to as individual 401(k), one-particpants 401(k), or solo 401(k),
IRA-based account - rollover, Roth, inherited, SIMPLE, or SEP,
Donor advised fund, and
Coverdell education savings account.
Fee-Only Compensation Model
It is easy to get started with opening an account at Schwab and by granting authority for her to act as your advisor to place trades, make disbursements and pay management fees.
Quarterly Management Fees
On-going asset-based management fees will be billed at the end of each quarter, based on the value of the cash and investments in your account,
The annual fee percentage can range from .5 to 1 percent,
Investment advisory service is generally recommended for those who have at least $250,000 of investable assets, and
RIA's Form ADV, Part 2 is available upon request.
Looking for independent advisor?
Christine can customize a personalized sustainable investment strategy.